factocap.in is a free collection of finance calculators built for people in India making everyday money decisions — from figuring out a loan EMI, to comparing tax regimes, to deciding whether to buy or rent a home.
Every calculator on this site is built using standard, publicly documented financial formulas (reducing-balance EMI, compound interest, current income tax slabs, and so on). We aim for calculation accuracy first — each tool states the assumptions it makes, and where a number depends on your specific bank, employer, or circumstances, we say so rather than guessing.
Bank interest rates shown on this site are refreshed periodically from official bank websites, RBI publications, and market data aggregators like BankBazaar and Paisabazaar. Tax-related calculators are updated to reflect the applicable financial year's rules following each Union Budget.
factocap.in is not a bank, financial advisor, or tax consultancy. Every calculator here is for planning and educational purposes — see our disclaimer for details, and consult a qualified professional (CA, financial advisor, or your bank) before making a final financial decision.
Questions, corrections, or suggestions — see our contact page.