Your net worth is simply everything you own minus everything you owe. This isn't stored anywhere — enter your numbers to get a snapshot, and note it down yourself to track over time.
Net worth is the single clearest number for your overall financial position — more useful than income alone, since it captures what you've actually built up, not just what you earn. A single snapshot matters less than the trend: recalculating this every 3-6 months and watching the number move (hopefully upward) is one of the simplest habits in personal finance.
Anything of monetary value you own: bank balances, FDs, mutual funds, stocks, PPF/EPF/NPS balances, real estate market value, gold, and the current resale value of vehicles.
Yes — include the home's current market value as an asset, and separately include your outstanding home loan balance as a liability. Net worth naturally accounts for both, showing your actual equity in the property.
It's common early in life or a career, especially with education loans or a recent home purchase — the key is the trend over time, not a single snapshot. Tracking it every few months shows whether you're moving in the right direction.